Essential Trade Insurance for Electrical Contractors

Builtin Insurance offers J.A. Russell Ltd, Stewarts Electrical Supplies & Radcliffe Electrical customers an insurance package that’s tailored for trade businesses.
Builtin works exclusively with trade professionals, which means they understand the industry and the risks you face. They have created a package of insurance that, they believe, provides the best balance of policy cover, claims service and cost for electrical contractors. You can request a quote for one or more of the policies in the package by completing the quick quote form.

request-quote-button.jpg   Click to complete the quick quote request form!

The five essential policies in the package are described below. 

1. Public Liability
Covers claims for accidental property damage or loss (and in some cases injury). The policy automatically includes cover for defending complaints to the EWRB, cover for damage to the building you're working on and optional cover for damage caused by faulty workmanship or as a result of your professional advice or service. You can also add cover to defend health & safety prosecutions (statutory liability) and for your liability for employee disability that’s not covered by ACC (employers liability). Read more

2. Illness & Income Protection (alongside an ACC levy review)
Replaces lost income if you’re off work through illness or injury. ACC only covers accidental injury, yet 90% of disability is non-accident related. Reviewing your ACC plan could result in substantial levy savings that can be reinvested in income protection insurance, allowing you to broaden your cover to include both illness and accidental injury for a similar overall cost. Read more

3. Electrical Contractors Payment Guarantee
What would you pay to protect your business if one of your main contractors goes bust and leaves you thousands of dollars out of pocket? Something like that can have a serious effect on cashflow and your ability to pay your own bills. With this cover you’ll receive 75% of the money you’re owed, up to the limit you choose. Read more

4. Tools, Equipment & Mobile Assets
Insure your equipment for its full replacement value in case of accidental damage or burglary. Read more

5. Commercial Vehicles
Protect your work vehicles, including trailers, from loss such as accidental damage or theft. The full cover option includes third party liability cover, sign-writing and optional cover for loss of use (replacement vehicle). Read more

Builtin has been working exclusively with building & construction trade professionals for more than 10 years. Their team understands the industry, knows the risks electrical contractors face and the cover they need. Builtin are not insurance brokers, instead they have pre-selected policies from a range of insurers to provide cover that, based on our experience, best meet the needs of a typical trade business. Read more

request-quote-button.jpg   Click to complete the quick quote request form!

Any information supplied to Builtin is held confidentially, is not shared with JA Russell and is only shared with other parties as agreed and required to assess any application for insurance.

© J. A. Russell Ltd | Electrical & Data Suppliers
J. A. Russell Ltd trades as J. A. Russell Ltd, Stewarts Electrical Supplies and Radcliffe Electrical